A tutorial on 529 college savings plans
My financial advisor scheduled my midyear review for tomorrow. In addition to our general discussion, I told her that I needed advice on 529 plans and saving for Sam’s college education. I figured it...
View ArticleSelecting a 529 college savings plan
The other day I did my research on 529 plans and yesterday I spoke with my financial advisor. The first thing I learned was that California doesn’t offer a state income tax deduction for 529 plans so...
View ArticleGearing Up to Downsize
Over the last couple of months, we have been formulating our downsize plans. First we’ll move to a smaller rental and eventually use the savings to build the tiny-eco-healthy house of our dreams. Step...
View ArticleHow do money and reward work together in your life?
We have a lovely friend who is staying with us this month. He was in the process of moving anyway and he had agreed to stay with our cats for 10 days while we are on vacation. Besides, he would have...
View ArticleBagging up the Savings
More and more grocery stores are offering a discount or financial incentive for shoppers who bring in their own bags. Reusable bags save stores money and are a more ecologically friendly alternative....
View ArticleThe Movement to Smaller Banks
Smaller Banks, Fewer Problems? With the crash of the mega-banks, more and more Americans are looking away from Citibank, Wells Fargo, and Chase and toward the bank on the corner or other smaller...
View ArticlePenny Wise, Pound Foolish: Smartphones
Today is the start of a new series of posts that I’m calling Penny Wise, Pound Foolish. As you know, this blog has always concentrated on ways to budget and save money. The problem is that there are...
View ArticlePenny Wise, Pound Foolish: Health Insurance
Last week, I started a series on Queercents on little expenses that we often overlook that end up costing us money over the long run, even if they appear to save money in the short run. Now, today’s...
View ArticlePenny Wise, Pound Foolish: Preventative Care
It can be scary to get a medical procedure done that might reveal serious problems, and we all feel scared to a certain extent. The attitude of course is fear that we might have something wrong with us...
View ArticleTop five tips to improve your personal finances
We all live busy lifestyles nowadays, and unfortunately, that often means we’re too busy to take care of our personal finances. But it’s important that we don’t neglect this area – in fact, it’s one of...
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